Our story
Built on trust. Driven by results.
Big Rock Insurance Agency was founded on a simple belief: every client deserves an advocate, not just a policy. We're an independent agency that works for you, not the insurance companies.
Who we are
Independent. Local. On your side.
Big Rock Insurance Agency was founded in Santee, located in east San Diego County, California with one goal: give individuals, families, and businesses access to the same quality coverage that big corporations take for granted. As an independent broker, we're not tied to any single carrier, we shop the market on your behalf.
With 10 years of experience and relationships with 20+ top-rated carriers, we have the leverage to find coverage that fits your life and your budget. Whether you're protecting your home, your business, or your family's future, we bring real options to the table.
We're licensed in San Diego County, CA, USA, and we're proud to serve clients across all four states with the same personal attention you'd expect from a neighbor.
10+
Years of experience
20+
Carrier partners
1,000+
Clients protected
4
States licensed
What drives us
Our core values
Independence
We work for you, not the insurance companies. Our only loyalty is to finding you the best coverage at the best price.
Transparency
No jargon, no hidden fees, no surprises. We explain your options in plain language so you can make confident decisions.
Advocacy
When you have a claim, we're in your corner. We help you navigate the process and fight for the outcome you deserve.
Relationships
We're not a call center. You get a real person who knows your name, your situation, and your coverage, every time.
The people behind the policy
Meet the team
Mike Martinez
Founder & Principal Broker
After 10 years as a semi-captive agent, Mike founded Big Rock Insurance to help his clients get better coverage at a better price. With extensive experience and knowledge in both personal and commercial lines, Mike and the team at Big Rock are ready to help you navigate the complexities of the insurance world.
CA Agent License #0K74003
Our carrier partners
20+ top-rated carriers in your corner.
Because we're independent, we have access to a wide marketplace of A-rated carriers. That means more options, more competition, and better rates for you.
We work with many additional carriers beyond those listed. Contact us to learn which carriers are available for your specific coverage needs.
Ready to work with an agency that's on your side?
Get a free, no-pressure quote and see what independent brokerage can do for you.